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Directors & Officers Insurance

Directors & Officers (D&O) Insurance is a specialized policy designed to protect individuals in managerial or executive roles against personal liability arising from decisions or actions taken within their professional capacity. This insurance extends coverage to directors, officers, and sometimes the organization itself, shielding them from financial losses resulting from lawsuits, investigations or claims.

What is Directors & Officers (D&O) Insurance?

D&O insurance provides financial protection to company executives, board members, and senior managers against claims made for wrongful acts committed in their professional roles. These claims may stem from mismanagement, regulatory breaches, employment practices, shareholder disputes, or other managerial errors.

Key Features:

Who Needs Directors & Officers Insurance?

D&O insurance is essential for any organization with a governing body, including private companies, public corporations, non-profits, and startups.

Key Beneficiaries:

Why Should You Buy Directors & Officers Insurance?

D&O insurance is not just a safeguard—it’s a strategic investment. By protecting leadership, it enables better decision-making, talent acquisition, and overall corporate resilience.

Why Do You Need Directors & Officers Insurance?

Even the most well-intentioned leaders can make mistakes. In a world of complex regulations and evolving stakeholder expectations, D&O insurance offers peace of mind by addressing various challenges.

Directors and officers face lawsuits from stakeholders, employees, competitors, and regulators. Common claims include breach of duty, misrepresentation, and financial mismanagement.

Coverage Offered by D&O Insurance

Exclusions in D&O Insurance

While D&O insurance offers broad protection, certain scenarios are excluded, including:

Common Questions About Directors & Officers Insurance

How to Choose the Right D&O Policy?

Key Benefits of Directors & Officers Insurance

Real-Life Examples of D&O Claims