Commercial General Liability Insurance (CGL) protects businesses against claims arising from bodily injury, property damage, and personal or advertising injury caused by the business operations, products, or services. This insurance is designed to cover the costs of legal defense and any settlements or judgments awarded to the claimant.
While not legally required, it is often a contractual or industry necessity.
Yes, many insurers offer package policies, like a Business Owners Policy (BOP), combining CGL with property insurance.
Coverage needs vary based on your industry, business size, and risk exposure. A consultation with an insurance broker can help determine the right limit.
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