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Standard Fire & Special Perils (SFSP)

Standard Fire And Special Perils Insurance is a traditional cover that offers cover against fire and allied perils which are named in the policy. The policy can cover building (including plinth and foundation), plant and machinery, stocks, furniture, fixtures and fittings, and other contents.

Key Benefits :

  • Losses due to storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood, and inundation
  • Explosion or implosion damages
  • Losses suffered due to lightning
  • Losses incurred due to acts of terrorism
Fire Loss of Profit (FLOP)

Fire Loss of Profit Insurance (FLOP) policy provides coverage for the financial losses incurred by a business due to interruption or disruption of operations caused by a fire or related perils.

Key Benefits :

  • Protects you from wage loss
  • Standby charges are included
  • Fees for auditors are covered by the insurance policy
  • Net trading profit is protected from loss
  • Consider the increased cost of working
Office Package Insurance

An office package policy is a type of insurance policy that provides cover for any kind of mishap that can take place in an office. From fire accidents and earthquakes to break-ins and burglary, office package policy provides financial aid to the policyholder.

Key Benefits :

  • The Office Package Insurance provides protection against damage to insured property
  • Your business is in safer hands in the event of third party legal liability
  • Personal accidental coverage is offered
  • A tailor-made policy that protects your business against financial risks of fire and allied perils, like theft, burglary, machinery breakdown, etc.
Householder Package

Protect your house from unforeseen incidents with the Bajaj Allianz householder package policy. This policy protects your home and the belongings inside it against risks like natural calamities, burglary, fire, etc.

Key Benefits :

  • Coverage against the loss or damage due to fire, storms, earthquakes, etc.
  • Coverage against loss or damage due to theft and burglary.
Shopkeepers Package Policy

This is a package policy specially designed for small shopkeepers. It is a single policy combining the various insurance requirements of shopkeepers.

Key Benefits :

  • This includes protection against fire, lightning, explosion, implosion, riots, strikes, and malicious damages
  • It covers losses due to theft or burglary in your shop or establishment
  • Coverage in case of accidental injury or property damage to third parties on your premises
  • Protection for the replacement cost of broken glass windows and doors
  • Protection against damages caused by terrorist activities
  • Coverage for electronic equipment, including computers and data storage devices

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info@havmoreinsurance.com

9004017111

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