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Group Health Insurance (Tailor-made)

Group Health Insurance, also known as Corporate Health Insurance, is a comprehensive policy that covers employees and their families, providing financial security during medical emergencies. It is beneficial for both employees and employers.

Key Benefits :

  • Premium is low as compared to Individual Health Insurance.
  • Pre-existing diseases are covered under group health insurance.
  • Enhances employee retention by providing security and a sense of belonging.
  • Provides relief from rising medical treatment costs, promoting mental health.
  • Motivates employees by boosting their motivation and contributing to a supportive workplace culture.
Group Personal Accident

In an increasingly competitive business scenario, every organization has to stay prepared for the unexpected. It applies not just to the area you operate in, but also to your employees. After all, no one can afford to lose people, whether to illness, accidents, or demotivation. Our Personal Accident Policies are designed to empower your organization by offering comprehensive personal accident insurance.

Key Benefits :

  • Receive financial protection against accidental deaths.
  • Provides financial support for permanent partial or total disabilities.
  • Covers education costs for up to two children in case of an employee's death or permanent disability.
  • The policy covers the financial aspects of ambulance service post-accident.
  • Employees can request reimbursements for post-accident hospitalization, daily hospital allowance, and post-hospitalization medical expenses.
Workmen Compensation Insurance

The Workmen’s Compensation Act 1923 provides financial compensation to employees if they encounter an accident while doing their duties. Under this law, all full-time, part-time or casual employees are liable to receive financial protection. The act's provisions kick in when employees suffer injuries that render them incapable to perform their duties or they succumb to their injury.

Key Benefits :

  • Supports employees financially for work-related injuries, covering medical expenses.
  • Prioritizing employee safety enhances your brand image, positively impacting customer and investor perceptions.
  • Compliance with contracts requiring workmen's compensation ensures legal obligations, preventing disputes.
  • Mitigating financial risks, it acts as a safety net, fostering a win-win situation for productivity and revenues.
  • Provides peace of mind, fulfilling legal duties for employers and offering financial security for employees in case of job-related injuries.

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info@havmoreinsurance.com

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